Car & Transportation Calculators

Make smart decisions about auto loans, leasing, fuel savings, and transportation costs with our comprehensive automotive calculators.

Versus Calculators

Lease Return vs Buyout Calculator

Compare lease-end acquisition, financing, disposition, and replacement-vehicle costs in today's dollars using net present value.

Key Features:

  • Net present value analysis
  • Cash vs finance comparison
  • Lease-end cost comparison
  • Visual scenario comparison

Car Lease Vs Buy Calculator

Advanced comparison of leasing versus buying a car including money factor analysis, residual values, tax treatment, mileage penalties, insurance costs, and present value calculations.

Key Features:

  • Money factor and APR conversions
  • Residual value calculations
  • State tax treatment variations
  • Mileage penalty analysis
  • Present value comparisons
  • Break-even mileage calculations

Auto Loan Payoff vs Investment Calculator

Compare accelerating an auto loan with investing the same extra cash, while separately modeling vehicle depreciation and underwater periods.

Key Features:

  • Loan acceleration analysis
  • Investment return comparison
  • Vehicle depreciation modeling
  • Payoff-time and interest-savings comparison
  • Future-value investment comparison
  • Underwater risk assessment

EV vs Hybrid vs Gas Total Cost Calculator

Compare electric, hybrid, and gasoline vehicles using purchase price, incentives, financing, energy, maintenance, insurance, depreciation, and resale value.

Key Features:

  • Three-vehicle total-cost comparison
  • Separate gas and electricity price changes
  • Incentives, financing, and depreciation
  • Ownership break-even analysis

Repair vs Replace Car Calculator

Compare fixing your current car with replacing it using repair risk, depreciation, financing, fuel, maintenance, insurance, and cost per mile.

Key Features:

  • Repair and expected future-repair costs
  • Replacement financing and depreciation
  • Fuel, insurance, and maintenance comparison
  • Ownership cost per mile and repair ceiling

Auto Refinance vs Extra Payment Calculator

Compare keeping a car loan, paying extra, refinancing, or refinancing with the same monthly budget using payoff dates, remaining debt, interest, fees, and lasting break-even.

Key Features:

  • Four payoff strategies
  • Same monthly budget comparison
  • Debt-adjusted cost savings
  • Lasting break-even month

Company Car vs Allowance vs Mileage Calculator

Compare a company car, taxable car allowance, and mileage reimbursement using ownership costs, taxes, personal use, and business miles.

Key Features:

  • Three-way vehicle-benefit comparison
  • After-tax car allowance
  • Actual vehicle cost per mile
  • Mileage break-even threshold

General Calculators

Auto Loan Calculator

Calculate an auto loan payment, total interest, and amortization after taxes, fees, down payment, and trade-in equity.

Key Features:

  • Monthly payment calculations
  • Principal and interest breakdown
  • Trade-in and down payment analysis
  • Amortization schedule

Fuel Savings Calculator

Calculate potential savings from switching to a more efficient gas, diesel, hybrid, or electric vehicle.

Key Features:

  • MPG comparison analysis
  • Electric vs gas costs
  • Annual fuel savings
  • Break-even point calculation

Car Affordability Calculator

Determine how much car you can afford based on your income and financial situation.

Key Features:

  • All-in monthly vehicle budget
  • User-entered operating costs
  • Debt-to-income constraint
  • Loan-term cash outlay