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Privacy Policy

Effective date: September 4, 2026

1. Introduction

At Versus Calculator ("we," "our," or "us"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our calculators, games, and interactive planning tools.

2. Information We Collect

2.1 Information You Provide

When you use our calculators, you may provide financial information such as:

  • Income and expense data
  • Property values and mortgage terms
  • Investment amounts and timeframes
  • Other financial parameters for calculations

Important: Calculations run locally in your browser, and we do not save raw inputs or results in an application database. Some sharing features place calculator values in a URL. If you create or open one of those links, the URL may be processed by your browser and our hosting or content-delivery providers as part of the ordinary web request. Avoid sharing a link if its visible parameters contain information you consider sensitive.

2.2 Photos, Camera, and AR Tools

When you choose photos in the Photo Wall Visualizer, the files are decoded and displayed locally in your browser. The tool does not upload those photos to our servers. A temporary browser URL is created for each selected image and is released when the image or page is closed.

Camera and supported-device augmented-reality previews run only after you grant browser permission. Video frames and spatial-tracking data are used on your device for the live preview and are not recorded, stored, or transmitted by Versus Calculator. You can stop access by closing the preview, leaving the page, or revoking permission in your browser settings. Visualizer projects are not saved by the site and reset when the page is refreshed or closed.

2.3 Automatically Collected Information

Our hosting, content-delivery, and security providers may automatically process limited technical information needed to deliver and protect the site, including:

  • Browser type and version
  • Operating system
  • IP address used to deliver and secure the request
  • The requested page and ordinary web-request details
  • Referral sources

Versus Calculator does not load Google Analytics, create an analytics profile, or send calculator interaction events to an analytics provider.

3. How We Use Your Information

We use the collected information to:

  • Provide, maintain, and improve our calculator services
  • Enhance user experience and site functionality
  • Ensure website security and prevent fraud
  • Comply with legal obligations

4. Information Sharing

We do not sell your personal information or share it for cross-context behavioral advertising. We disclose limited information to service providers that help us operate and protect the site, and in the following circumstances:

  • To hosting, content-delivery, and security providers acting on our behalf
  • To comply with legal requirements or court orders
  • To protect our rights, property, or safety, or that of others
  • In connection with a business transfer or acquisition

5. Cookies and Tracking

We do not intentionally set analytics or advertising cookies. Browser storage may still be used locally for functional preferences or an in-progress experience. You can clear that site data in your browser at any time.

6. Data Security

We implement appropriate security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We do not save raw calculator inputs or results, visualizer photos, or camera or AR preview data in an application database because those features process that content locally. Hosting, content delivery, and security providers may retain ordinary request logs, including a shared URL, for their operational and security periods. You may contact us to ask about applicable deletion rights.

8. Your Rights

Depending on your location, you may have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Object to processing of your information
  • Data portability

9. Children's Privacy

Our service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us.

10. International Users

If you are accessing our service from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

11. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page with an updated effective date.

12. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information is collected and how it's used
  • Right to delete personal information
  • Right to opt-out of the sale of personal information (we do not sell personal information)
  • Right to non-discrimination for exercising privacy rights

13. European Union Privacy Rights (GDPR)

If you are in the European Union, you have additional rights under the General Data Protection Regulation (GDPR):

  • Right of access to your personal data
  • Right to rectification of inaccurate data
  • Right to erasure ("right to be forgotten")
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing
  • Rights related to automated decision-making

14. Third-Party Services

We use service providers to operate and protect the site. These services may include:

  • Content delivery networks (CDNs) for website performance
  • Security services to protect against malicious activity

These third parties have their own privacy policies and we encourage you to review them.

15. Data Breach Notification

In the unlikely event of a data breach that affects your personal information, we will notify you and relevant authorities as required by applicable law. We will provide information about what happened, what information was involved, and what steps we are taking to address the breach.

16. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

  • Email: vscalculator@gmail.com
  • Website: https://vscalculator.com/contact

We will respond to your inquiry within 30 days of receipt.