Life Events Calculators

Compare two to five options using weighted costs, measurable factors, and qualitative ratings. See the winner, decision drivers, and sensitivity thresholds.

Compare the true costs of daycare versus hiring a nanny. Includes tax benefits (DCFSA & CDCC), commute time, mileage costs, and productivity impacts.

Compare Buy Now Pay Later (BNPL), credit card payments, and saving to buy. Analyze true costs with NPV, fees, interest rates, and timing to make the best financial decision.

Compare modeled HDHP + HSA and PPO + Health FSA costs, including tax effects, out-of-pocket costs, dependent care inputs, and paycheck impact.

Compare two employer health plans across four family enrollment arrangements using premiums, eligibility, deductibles, coinsurance, and employer health-account funds.

Compare one dental plan with carrying both plans using premiums, deductibles, annual maximums, procedure benefits, and coordination-of-benefits rules.

Compare health coverage after a job loss using exact COBRA, spouse-plan, and Marketplace quotes, deductible progress, subsidies, and enrollment timing.

Compare overlapping and staggered parental-leave schedules using each parent’s paid benefits, PTO, unpaid leave, household cash flow, and childcare timing.

Compare the multi-year financial impact of returning to work versus staying home, including childcare, taxes, benefits, commuting, retirement, and career growth.

Compare the purchasing power of a salary between locations using regional price data and customizable housing, transportation, and everyday-cost assumptions.

Compare renovating your current home with selling and moving, including financing, transaction costs, mortgage-rate changes, property value, and monthly cash flow.

Compare a lower cash price with true 0% or deferred-interest promotional financing, including payoff timing, retroactive-interest exposure, fees, and savings opportunity cost.

Run family claims in order to compare embedded and aggregate deductibles, premiums, coinsurance, and individual and family out-of-pocket thresholds.

Compare the remaining-year cost of keeping or changing health plans after accounting for deductible and out-of-pocket progress, confirmed transfer credits, premiums, and expected care.

Compare annual childcare costs for your family including au pair agency fees, room and board, nanny overtime, daycare tuition and backup care.

Optimize a 2026 dependent-care FSA election against the child and dependent care credit using household expenses, earned income, and tax rates.

Plan your wedding expenses and track costs across all categories to stay within budget.

Estimate the costs of having a baby including medical, gear, and ongoing expenses.

Plan and budget for your vacation including all travel, accommodation, and activity costs.

Estimate life-insurance coverage needs using income replacement, debts, education, final expenses, and existing resources.

Compare cell phone plans and find the most cost-effective option for your usage.

Map monthly HSA contribution room for two spouses across HDHP changes, general-purpose FSAs or HRAs, employer deposits, age-55 catch-ups, and Medicare Part A timing.